Terms & Disclaimer

Effective October 5, 2026.

Planning tool only

Road to Clear is an informational planning and tracking tool. It is not financial, tax, legal, lending, accounting, insurance, or investment advice.

Loan estimates

Loan balances, payoff timing, crossover dates, and other projections are estimates based on the information you enter. Actual lender balances and payoff quotes can differ because of payment timing, interest calculation methods, fees, late charges, additional principal payments, or other lender-specific terms. Use your lender's actual payoff quote for a transaction.

No guarantee of outcomes

Road to Clear does not guarantee savings results, vehicle reliability, loan approval, refinancing terms, resale value, repair costs, or any other financial outcome.

Your data and backups

The tracker stores data locally in your browser. You are responsible for maintaining backups if you want to preserve your history. Browser or device changes can remove local data.

Availability

The tool is provided on an as-is and as-available basis. Features may change as Road to Clear is improved. You should independently verify important financial information before making decisions.